
Good morning {{first_name|Reader}}.
Three things this week: a watch that most people think costs $200, the actual numbers behind our work optional goal, and why spending $700 on an espresso machine was one of our smartest financial decisions.
This is what mindful spending looks like. Not deprivation. Not flexing. Just knowing what matters and spending accordingly.
Letโs get into it.
โ Ian
We recently celebrated a holiday. If youโre a Veteran, thank you for your service!
The Watch: Omega Aqua Terra 36mm (Ref. 2504.50.00)
If you want a watch that screams luxury, this isnโt it.
The Omega Aqua Terra 36mm doesnโt scream for attention. Most people will glance at your wrist and assume itโs a $200 Seiko. Maybe a nice Citizen. If they even notice, they wonโt know what theyโre looking at.
And thatโs the point.
At around $3,000 on the pre-owned market, this watch represents something increasingly rare: quiet luxury that actually makes sense.
Why This Watch Works
36mm is the Goldilocks size. Not too small to feel vintage-only. Not too large to look like youโre trying. It works on nearly any wrist, in any setting. Boardroom to beach. Suit to t-shirt.
The dial is clean. No complications screaming for attention. Just time and date, executed perfectly with Omegaโs co-axial movement. Itโs a tool watch that happens to be beautiful, not a jewelry piece pretending to be functional.
Omega has this problem where they make exceptional watches that get overshadowed by Rolex hype. The Aqua Terra is exhibit A. Itโs better finished than most Rolex Oyster Perpetuals. More versatile than a Submariner. More interesting than a Datejust.
But it doesnโt have a crown on the dial, so it flies under the radar.
The Value Proposition
Hereโs what $3,000 gets you:
A watch from a legitimate manufacture with actual horological credibility. In-house movement. METAS certification. 150m water resistance. A design thatโs looked good since 2002 and will look good in 2042.
You can wear this every single day for the next 20 years and it will never look out of place. Trends will come and go. Oversized watches will fall out of favor (again). Colored dials will cycle through. This watch doesnโt care.
Itโs the watch equivalent of a perfectly tailored navy blazer or a well-made leather boot. Timeless isnโt a marketing word here. Itโs the actual design brief.
Who This Is For
If you need people to know youโre wearing an expensive watch, buy a Rolex.
If you want people who know watches to nod in approval, and everyone else to not give it a second thought, this is it.
Thatโs quiet luxury. Not flexing for strangers. Not trying to impress people you donโt respect. Just owning something excellent because you know itโs excellent.
The Aqua Terra 36mm does exactly one thing: it tells time beautifully, reliably, and without demanding attention.
In a world of 42mm+ statement pieces, that might be the most luxurious thing about it.
What's your quiet luxury piece? The thing most people wouldn't notice but you know is excellent? Hit reply and tell me.
The Spend: The $700 Coffee Machine
When my wife suggested buying a real espresso machine, I thought it was dumb.
Which is ironic, because Iโm usually the one pushing for the questionable purchases in our household.
But she kept showing me YouTube videos. People pulling perfect shots at home. Making lattes exactly how they wanted them. No awkward orders. No explaining to baristas. Just control.
That got me. I was in.
Five Weeks of Research
We didnโt impulse buy. We spent five weeks comparing models. Reading reviews. Watching videos about grind size and extraction and milk frothing techniques Iโd never heard of.
We looked at everything from $300 machines to $2,000+ setups. We debated new versus used machines. We read one-star reviews to see what actually broke or disappointed people.
The few negative reviews almost killed it. But we kept coming back to one model: the Ninja Luxe Cafรฉ Pro Series (ES701).
Why? Built-in espresso tamper. One less thing to buy, store, and learn. And Best Buy had the best price. (Whenโs the last time youโve set foot in this store?!)
We bought it. Kept the box. Kept the receipt. Counted down the 15-day return window.
If it didnโt deliver, it was going back. And I would never let my wife hear the end of it.
The Math
My wife and I have made coffee at home every morning for 13 years. Weโve bounced between drip and K-cups, only buying K-cups under 50 cents per serving.
Here in Alaska, a decent latte costs at least $6. I like 2-4 shots. My wife has her preferences too.
If we were buying coffee out? Fourteen drinks a week between us. Over $4,000 a year.
Now we buy whole bean espresso from Costco for $22 a bag. Lasts about a month. Almond milk from Costco too.
Our payback period? Two months.
After that, every drink is essentially free compared to buying out. And theyโre better than most coffee shops.
What Itโs Actually Like
The first few times took longer. Learning the workflow, dialing in the grind, figuring out pressure.
Now? Maybe 30 seconds longer than our old drip maker.
But the experience is completely different. The sounds. The smell of fresh espresso. The ritual of steaming milk. I feel like a fancy barista in my own kitchen, making exactly what I want.
Four months in, we use it every single day. No regrets.
What We Gave Up
We didnโt magic $700 into existence.
We almost never buy coffee out anymore. Maybe once in a while as a date.
I pack lunch for work every single day. Even when itโs awkward saying no to coworkers ordering in.
We made deliberate choices in other areas so we could say yes to this one.
The Real Point
From the outside, people might say: โMust be nice to afford that.โ
Or: โYouโre rich.โ
Or: โThatโs stupid and overpriced.โ
My answer to all of that: Yes.
Yes, itโs a luxury. Yes, itโs expensive. Yes, some people will think itโs dumb.
But we made a deliberate decision. We researched for weeks. We calculated the payback period. We kept the receipt.
And it increased our quality of life.
Mindful spending isnโt about being cheap. Sometimes luxuries make financial sense. Sometimes they donโt, but you choose them anyway because they align with your values.
Luxury isnโt bad. Mindless spending is bad.
We live in a house with a $3,000/month mortgage. Internet costs us $160/month. Everything is more expensive in Alaska. But weโre still on track to hit $500k in four years because we know where every dollar goes.
The watch on my wrist is expensive and nobody notices. The coffee machine cost $700 and we use it twice a day.
Both were intentional. Both were worth it.
Thatโs the difference.
What's your best "expensive but worth it" purchase? The thing you researched forever and don't regret? Hit reply - I want to feature reader stories.
What Iโm Thinking About This Week
The common thread between an expensive watch and a $700 coffee machine is this: both are expensive, both are โunnecessary,โ and both make complete sense when youโre intentional about the decision.
The Aqua Terra doesnโt need to announce itself. The espresso machine pays for itself in two months. Neither is about impressing anyone. Both are about knowing what you value and spending accordingly.
Thatโs what this newsletter is about. Not deprivation. Not flexing. Just the honest math and real decisions behind building wealth while still enjoying quality things.
Thanks for reading,
Ian
What decision are you struggling with right now?
P.S. Whatโs the most โquestionableโ purchase youโve made that actually improved your quality of life? Hit reply and tell me about it. I read every response and Iโm genuinely curious what other people have justified to themselves.


